Surge Credit is guaranteed by Celtic Bank and is granted starting at $0, $50, $100, $150, or $500, depending on whether the Surge Mastercard can be fully guaranteed, unsecured, or partially guaranteed. The Boost credit card has a $500 credit limit and is based on timely payment of user bills, which increases your credit limit and comes with a variable APR of 29.99%.
What have you heard about Surge credit cards? All you need is fair credit and good credit history to become a cardholder, meet the application requirements, and access all features, including paying bills.
Surge Credit Card Benefits & Features
Benefits
The Surge Credit Card is an affordable credit card for consumers with a wide range of credit scores. This is an option for those having trouble getting an unsecured credit card approved and who do not want to deposit as secured credit cards require.
When using the Surge credit card, your usage is reported to the three major credit bureaus: TransUnion, Experian, and Equifax. With on-time payments, low credit card usage, and responsible management, you can improve your credit score and eventually qualify for a better credit card.
You may also be eligible for a possible credit limit increase after making the required minimum monthly payments for six months. This can help reduce your credit usage, which is another factor that can positively impact your credit score.
Features
- All types of credit are welcome!
- Monthly reports to the three major credit bureaus
- Initial credit limit of $500.00!* (Subject to available credit, see Rates, Fees, Charges, and Restrictions)
- With the quick and easy application process, results are provided online.
- Use your card anywhere MasterCard is accepted.
- Free 24/7 online account access
Bank Surge Mastercard has several features that can appeal to people looking for a second chance to build credit, cost dictating the benefits. It includes a pre-qualification process, the option of a higher credit limit, and payment reporting to the three major credit bureaus.